:root{
  --cream:#FFF8E9;--paper:#FFFCF6;--white:#FFFFFF;--ink:#492E26;--muted:#795E52;
  --amber:#E39A3B;--amber-deep:#9B5C10;--amber-soft:#FBE3B2;--coral:#EE765C;
  --line:#EADBC5;--sans:Inter,ui-rounded,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
}
*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{margin:0;background:var(--cream);color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.72;-webkit-font-smoothing:antialiased;}
a{color:var(--amber-deep);}
img{display:block;}
.wrap{width:min(1060px,calc(100% - 40px));margin:0 auto;}
.skip{position:absolute;left:-9999px;top:8px;background:var(--ink);color:#fff;padding:8px 14px;border-radius:8px;z-index:100;}
.skip:focus{left:12px;}
header{border-bottom:1px solid var(--line);background:rgba(255,248,233,.92);backdrop-filter:blur(14px);}
header .wrap{height:76px;display:flex;align-items:center;justify-content:space-between;gap:22px;}
.brand{display:inline-flex;text-decoration:none;}
.brand img{width:126px;height:auto;}
.home-link{color:var(--muted);font-size:14px;font-weight:750;text-decoration:none;}
.home-link:hover{text-decoration:underline;}
main{padding:clamp(48px,7vw,80px) 0 88px;}
.legal-layout{display:grid;grid-template-columns:minmax(0,1fr) 210px;gap:72px;align-items:start;}
article{min-width:0;}
.eyebrow{display:inline-flex;align-items:center;gap:8px;margin-bottom:13px;color:var(--amber-deep);font-size:12px;font-weight:850;letter-spacing:.12em;text-transform:uppercase;}
.eyebrow::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--coral);}
h1{margin:0 0 10px;font-size:clamp(38px,6vw,60px);line-height:1;letter-spacing:-.045em;}
.effective{margin:0 0 30px;color:var(--muted);font-size:14px;font-weight:650;}
.intro{margin-bottom:38px;padding:21px 23px;border:1px solid #F0D29C;border-radius:20px;background:rgba(251,227,178,.55);font-size:17px;}
section{scroll-margin-top:24px;}
section+section{margin-top:38px;padding-top:2px;}
h2{margin:0 0 10px;font-size:23px;line-height:1.25;letter-spacing:-.025em;}
p{margin:0 0 14px;}
ul{margin:8px 0 14px;padding-left:22px;}
li{margin:7px 0;}
strong{font-weight:800;}
.callout{margin-top:16px;padding:16px 18px;border-left:4px solid var(--coral);border-radius:0 14px 14px 0;background:#FFF1EC;}
.toc{position:sticky;top:28px;padding:18px;border:1px solid var(--line);border-radius:18px;background:rgba(255,255,255,.58);}
.toc strong{display:block;margin-bottom:9px;font-size:12px;letter-spacing:.09em;text-transform:uppercase;}
.toc a{position:relative;display:block;margin:2px 0;padding:5px 8px 5px 20px;border-radius:9px;color:var(--muted);font-size:12px;font-weight:700;text-decoration:none;transition:background .16s ease,color .16s ease;}
.toc a::before{content:"";position:absolute;left:8px;top:50%;width:5px;height:5px;border-radius:50%;background:var(--coral);opacity:0;transform:translateY(-50%);}
.toc a:hover{color:var(--ink);}
.toc a[aria-current="location"]{background:var(--amber-soft);color:var(--ink);font-weight:800;}
.toc a[aria-current="location"]::before{opacity:1;}
footer{border-top:1px solid var(--line);padding:30px 0;color:var(--muted);font-size:13px;}
footer .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap;}
footer img{width:98px;height:auto;opacity:.86;}
.footer-links{display:flex;gap:18px;flex-wrap:wrap;}
footer a{color:var(--muted);text-decoration:none;}
footer a:hover{text-decoration:underline;}
@media(max-width:820px){
  .legal-layout{grid-template-columns:1fr;}
  .toc{display:none;}
}
@media(max-width:560px){
  .wrap{width:min(calc(100% - 28px),1060px);}
  header .wrap{height:68px;}
  .brand img{width:105px;}
  main{padding-top:38px;}
  h1{font-size:42px;}
}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto;}.toc a{transition:none;}}